Portrait of David Barreto

David Barreto

Business, Digital & AI Transformation Executive
Group CTIO & Former CEO ยท Digital Strategy in Regulated Environments

๐Ÿ“ France / Malta ๐Ÿ‡ช๐Ÿ‡บ EU citizenship (FR + PT) ๐Ÿ—ฃ FR ยท EN ยท PT ยท ES

Aligning business, product, technology, data and AI

Business, Digital and AI Transformation Executive in regulated industries. I have built this expertise over more than 20 years of experience in IT and 15 years in digital transformation, progressively moving from technical and delivery roles to CIO, CTO, CPO, and Chief Transformation Officer positions.

I worked in highly regulated SaaS, fintech, and legaltech environments, where I have led transformations affecting technology, operations, product, and organizational change, with a direct impact on business performance.

20+ years across regulated industries

Group Chief Technology & Information Officer
Audilab | Healthcare Retail Group | Tours, France
2026 โ€“ Now

Directed the Group technology strategy, enterprise architecture, cybersecurity, data, AI and digital transformation agenda for a nationwide healthcare retail network, enabling business growth, operational excellence and secure digital services across a multi-site organization. Operating within highly regulated and quality-certified environments (ISO 9001, AFNOR NF Service 518, Qualiopi and CSR certifications).

  • Based on ISO and IEC standards, set and executed the Group IT strategy, aligning technology investments with business priorities and the needs of a nationwide network of associated healthcare businesses.
  • Designed IT, Data and AI governances. Budgeting, portfolio management and strategic vendor relationships to support sustainable growth and operational excellence.
  • Directed multidisciplinary teams across Cybersecurity, Data, Infrastructure, Workplace, Service Management and Innovation, promoting a high-performance and customer-centric culture.
  • Ensured resilient IT operations, infrastructure, workplace services, telephony and support, maintaining high service availability and user satisfaction across a multi-site environment.
  • Using PRINCE2 and PMP standards, implemented cross-departments project management strategies and frameworks to guide innovation initiatives.
  • Define and implement the Group Data Strategy and governance, strengthening data governance, data protection and analytics capabilities while ensuring compliance with healthcare regulations.
  • Led the Group innovation roadmap, ERP and digital platforms strategy and update, AI strategy and development of the proprietary platform, automation and digital initiatives to improve business processes, employee productivity and customer experience.
  • Member of the Executive Committee (ExCo), Leadership Team and Operations Committee, contributing to strategic, organizational and operational decision-making.
1100+ collaborators 300+ Point of Sale 75 shareholders 1,5M budget managed 70+ FTE 8 direct subordinates
Interim Chief Transformation Officer
Under NDA | Bank | Multi-site (France, Malta & Italy)
2026 โ€“ 2026

Appointed as Interim Chief Transformation Officer for a multi-country banking organization, with a six-month transformation mandate spanning France, Malta and Italy. Led cross-functional transformation governance and executive alignment across a large, distributed organization. From strategy definition to concrete implementation to drive measurable incomes.

  • Product and Digital Strategy & Roadmap: Assessing digital maturity, defining transformation priorities, and building actionable roadmaps aligned with business objectives.
  • AI Strategy & Integration: Identifying high-value AI use cases, selecting the right tools and models (GenAI, ML, automation), and embedding AI into core business processes.
  • Change Management & Adoption: Aligning leadership, upskilling C-level and operational teams, and driving organizational change to ensure lasting transformation, change management and training across board, C-Suite, and front to back office.
  • Governance & Risk: Designing AI governance frameworks, ensuring regulatory compliance (DORA, NIS2, GDPR, EU AI Act), and managing ethical considerations.
7000+ collaborators 500+ bank branches TTM 6 months 10 executive subordinates
Chief Information Officer
Chief Product & Technology Officer
Chief Transformation Officer
Leascorp | Fintech | Nantes, France
2024 โ€“ 2025
2022 โ€“ 2024
2022 โ€“ 2022

Designed and delivered the organization digital transformation program and interim of the CIO, CTO, CDO and CPO roles within a financial services company in scale-up phase, operating in regulated environments. Member of the Executive Committee (ExCo), Leadership Team and Operations Committee, contributing to strategic, organizational and operational decision-making.

  • Set up the IT department from scratch and ICT governance based on ISO27001 standards, budget planning and control.
  • Audit, definition and delivery of a 3 years digital transformation roadmap across operations, sales, HR and accounting/finances.
  • Built and delivered the product vision and roadmap, architecture and technologies selection, leading the delivery of an AI-powered and cloud-native (Azure) SaaS solution.
  • Set up the Support department from scratch based on ISO9001 standards.
  • Stakeholder management to transform operations using automation and AI to reduce manual tasks and improve throughput.
  • Implementation of dataโ€‘driven operating model, data pipelines, realโ€‘time monitoring, OKRs and performance monitoring.
  • Set up DORA, NIS2 and GPDR compliances and audits.
200%+ revenue growth 7 to 35 FTE Product TTM 18 months 35k+ contracts 150k+ users 70% automation -60% operational costs 80% partner workflows automated
Group Chief Information Officer
Chief Product & Technology Officer
Head of Transformation
Groupe Harmonie | Legal & Accounting | Paris, France
2019 โ€“ 2022
2016 โ€“ 2018
2015 โ€“ 2015

Led technology and digital transformation strategy, roadmap and delivery for a network of 50+ insolvency practitioners, aligning IT, operations and business priorities within a regulated legal and accounting environment.

  • Designed and delivered an e-justice ERP SaaS product based on hybrid cloud (Kubernetes/AWS/GCP) and AI automation, successful data migration from legacy to cloud from 4 legacy softwares.
  • Designed and delivered a cloud-based DMS/CMS architecture, consolidating data from multiple sources.
  • Led automation and process-optimization programs that reduced operational costs and improved service efficiency.
  • Built and scaled cross-functional technology teams, establishing governance, delivery standards and engineering practices.
  • Stakeholder management to align IT, operations and BU to accelerate execution, reduce fragmentation and ensure regulatory compliance. Established delivery standards and engineering practices to raise project success rates and speed of delivery.
  • Implemented integrated platforms that improved reporting cadence and decision-making across the network.
  • Member of the Executive Committee (ExCo), Leadership Team and Operations Committee, contributing to strategic, organizational and operational decision-making.
50+ ๐˜ช๐˜ฏ๐˜ด๐˜ฐ๐˜ญ๐˜ท๐˜ฆ๐˜ฏ๐˜ค๐˜บ ๐˜ฑ๐˜ณ๐˜ข๐˜ค๐˜ต๐˜ช๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ฆ๐˜ณ ๐˜ฐ๐˜ง๐˜ง๐˜ช๐˜ค๐˜ฆ๐˜ด transformed ๐˜—๐˜ณ๐˜ฐ๐˜ฅ๐˜ถ๐˜ค๐˜ต ๐˜›๐˜›๐˜” 24 ๐˜ฎ๐˜ฐ๐˜ฏ๐˜ต๐˜ฉ๐˜ด 80% ๐˜ข๐˜ถ๐˜ต๐˜ฐ๐˜ฎ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ -70% ๐˜ฐ๐˜ฑ๐˜ฆ๐˜ณ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ข๐˜ญ ๐˜ค๐˜ฐ๐˜ด๐˜ต๐˜ด +500๐˜ฌ ๐˜ค๐˜ข๐˜ด๐˜ฆ๐˜ด +2๐˜” ๐˜ถ๐˜ด๐˜ฆ๐˜ณ๐˜ด 60+ FTE 3 direct subordinates 5 sites
Head of Growth
Serres Val de Loire | Ecommerce | Vernantes, France
2014 โ€“ 2015

Reporting to CEO, defined and deployed an omnichannel growth strategy to accelerate B2B and B2C e-commerce transformation, prioritizing profitable customer acquisition, retention, and average order value optimization. Coordinated marketing, product, and operations teams and rolled out an automated CRM program.

  • Led the redesign of the online store with a seamless migration, ensuring no data loss or service disruption
  • Defined and executed the growth roadmap (acquisition, activation, retention, revenue)
  • Designed and managed A/B testing experiments on product pages, checkout funnel, and emails
  • Implemented an analytics stack (tracking, dashboards, attribution) and an A/B testing playbook
  • Launched paid campaigns (SEA, social ads) and SEO/content initiatives
  • Developed a CRM program (segmentation, lifecycle flows, abandoned cart recovery)
  • Collaborated with supply chain and customer service teams to automate processes
TTM 4 months +9000 orders +20,000 ๐˜ถ๐˜ด๐˜ฆ๐˜ณ๐˜ด ๐˜Š๐˜ฐ๐˜ฏ๐˜ท๐˜ฆ๐˜ณ๐˜ด๐˜ช๐˜ฐ๐˜ฏ ๐˜ณ๐˜ข๐˜ต๐˜ฆ: 3.6% ๐˜Œ๐˜น๐˜ฑ๐˜ข๐˜ฏ๐˜ด๐˜ช๐˜ฐ๐˜ฏ ๐˜ต๐˜ฐ ๐˜ฐ๐˜ท๐˜ฆ๐˜ณ๐˜ด๐˜ฆ๐˜ข๐˜ด ๐˜ต๐˜ฆ๐˜ณ๐˜ณ๐˜ช๐˜ต๐˜ฐ๐˜ณ๐˜ช๐˜ฆ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜Œ๐˜ถ๐˜ณ๐˜ฐ๐˜ฑ๐˜ฆ๐˜ข๐˜ฏ ๐˜ฎ๐˜ข๐˜ณ๐˜ฌ๐˜ฆ๐˜ต๐˜ด
Head of Digital Transformation
KWeb | Digital | London, England
2013 โ€“ 2014

Leading digital transformation for B2B/B2C clients at a digital agency, directing programs to optimize customer journeys using data and cloud platforms. Aligning digital initiatives with clientsโ€™ business goals to accelerate growth and operational efficiency. Director of UK and US areas.

  • Defined and executed bespoke client transformation roadmaps, incorporating CRM automation, AI-driven personalization and real-time analytics.
  • Partnered with client leadership to identify digital pain points and design scalable solutions (e.g., migration to headless CMS).
  • Oversaw end-to-end projects: digital audits, agile implementations and client team training.
๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฅ 4 ๐˜ต๐˜ฆ๐˜ข๐˜ฎ๐˜ด ๐˜ต๐˜ฐ๐˜ต๐˜ข๐˜ญ๐˜ช๐˜ฏ๐˜จ 30+ ๐˜ด๐˜ฑ๐˜ฆ๐˜ค๐˜ช๐˜ข๐˜ญ๐˜ช๐˜ด๐˜ต๐˜ด (๐˜œ๐˜Ÿ, ๐˜ฅ๐˜ข๐˜ต๐˜ข, ๐˜ฅ๐˜ฆ๐˜ท๐˜ฆ๐˜ญ๐˜ฐ๐˜ฑ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต, ๐˜ต๐˜ฆ๐˜ค๐˜ฉ). ๐˜–๐˜ท๐˜ฆ๐˜ณ๐˜ด๐˜ข๐˜ธ ๐˜ข ๐˜ฑ๐˜ฐ๐˜ณ๐˜ต๐˜ง๐˜ฐ๐˜ญ๐˜ช๐˜ฐ ๐˜ฐ๐˜ง 14 ๐˜ค๐˜ญ๐˜ช๐˜ฆ๐˜ฏ๐˜ต๐˜ด (๐˜ง๐˜ช๐˜ฏ๐˜ต๐˜ฆ๐˜ค๐˜ฉ, ๐˜ณ๐˜ฆ๐˜ต๐˜ข๐˜ช๐˜ญ). ๐˜ˆ๐˜ท๐˜ฆ๐˜ณ๐˜ข๐˜จ๐˜ฆ ๐˜ข๐˜ฅ๐˜ฐ๐˜ฑ๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ณ๐˜ข๐˜ต๐˜ฆ: 85%. 100% ๐˜ฐ๐˜ง ๐˜ฑ๐˜ณ๐˜ฐ๐˜ซ๐˜ฆ๐˜ค๐˜ต๐˜ด ๐˜ฅ๐˜ฆ๐˜ญ๐˜ช๐˜ท๐˜ฆ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ฐ๐˜ฏ ๐˜ต๐˜ช๐˜ฎ๐˜ฆ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฐ๐˜ฏ ๐˜ฃ๐˜ถ๐˜ฅ๐˜จ๐˜ฆ๐˜ต.
Digital Marketing Manager
Nova Concept | Marketing | London, England
2011 โ€“ 2012

Responsible for defining and executing digital strategies for a portfolio of international clients (B2C and B2B), with a strong focus on performance, lead generation, and ROI optimization. Director of US, Asian and Oceania areas.

  • Defined and led multi-channel digital strategies (SEO, SEA, paid social, email marketing)
  • Managed a portfolio of 20+ clients, including 5 key accounts (total annual budget exceeding ยฃ1M)
  • Led 5 teams totaling 20+ FTE specialists (PPC, SEO, content)
  • Implemented performance-driven acquisition frameworks (funnels, attribution models, CRO)
  • Analyzed campaign performance using Google Analytics, Looker Studio, and CRM tools
  • Collaborated with creative and technical teams to optimize campaign effectiveness
  • Managed client relationships, reporting, and strategic recommendations
+38% ROI ๐˜ช๐˜ฏ๐˜ค๐˜ณ๐˜ฆ๐˜ข๐˜ด๐˜ฆ -20% CPA +45% qualified leads +60% ๐˜จ๐˜ณ๐˜ฐ๐˜ธ๐˜ต๐˜ฉ ๐˜ช๐˜ฏ ๐˜ฐ๐˜ณ๐˜จ๐˜ข๐˜ฏ๐˜ช๐˜ค ๐˜ต๐˜ณ๐˜ข๐˜ง๐˜ง๐˜ช๐˜ค C๐˜ฐ๐˜ฏ๐˜ท๐˜ฆ๐˜ณ๐˜ด๐˜ช๐˜ฐ๐˜ฏ ๐˜ณ๐˜ข๐˜ต๐˜ฆ๐˜ด ๐˜ง๐˜ณ๐˜ฐ๐˜ฎ 2.8% ๐˜ต๐˜ฐ 4.1%
Digital Project Manager
Full-stack Developer
Faciliclic | Digital | Saumur, France
2008 โ€“ 2011
2006 โ€“ 2008

Managed the agencyโ€™s web projects from initial client briefing to final delivery, overseeing budgets and timelines (site redesigns, mobile apps, e-commerce, ERP).

  • Coordinated cross-functional work with internal and external providers and monitored production.
  • Analyzed post-launch performance and implemented optimizations.
  • Designed and led SEO, PPC, and social strategies.
15 ๐˜๐˜›๐˜Œ 3 ๐˜ต๐˜ฆ๐˜ข๐˜ฎ๐˜ด 100+ ๐˜ฑ๐˜ณ๐˜ฐ๐˜ซ๐˜ฆ๐˜ค๐˜ต๐˜ด 50+ ๐˜ค๐˜ญ๐˜ช๐˜ฆ๐˜ฏ๐˜ต๐˜ด 95% ๐˜ค๐˜ญ๐˜ช๐˜ฆ๐˜ฏ๐˜ต ๐˜ด๐˜ข๐˜ต๐˜ช๐˜ด๐˜ง๐˜ข๐˜ค๐˜ต๐˜ช๐˜ฐ๐˜ฏ
IT Manager & Full-stack Developer
Conseil Micro Services | IT & Web | Saumur, France
2004 โ€“ 2006
  • Coordination of the implementation and maintenance of IT infrastructures (servers, security, backups) and internal tools (CRM, light ERP, collaboration tools).
  • Development and maintenance of applications and websites for clients (back-end + front-end) on service delivery projects, client portals, or dashboards.
  • Management of incidents, requests, and tickets (internal support and client solutions) in compliance with defined SLAs.
  • Drafting of technical specifications, summary documents, and demos for clients.
  • Partnered with client management and sales teams to propose technical solutions aligned with needs.
8 ๐˜๐˜›๐˜Œ 30+ projects 90% ๐˜ค๐˜ญ๐˜ช๐˜ฆ๐˜ฏ๐˜ต ๐˜ด๐˜ข๐˜ต๐˜ช๐˜ด๐˜ง๐˜ข๐˜ค๐˜ต๐˜ช๐˜ฐ๐˜ฏ

Additional experiences

Founder & Chief Executive Officer (Part-time)
DBCS | Digital Agency ยท Paris, France
2011 โ€“ 2025

Founded and scaled an asset-light digital growth agency (10 FTE + freelancers), delivering end-to-end digital, marketing and technology solutions and advisory across SMEs and enterprise clients.

  • Full commercial ownership: BD, sales strategy, deal structuring & closing.
  • 500+ digital projects delivered for 100+ clients including long-term enterprise partnerships.
  • Strategic advisor translating business needs into scalable digital solutions.
  • Built multidisciplinary teams across sales, marketing, dev and delivery.
  • Performance tracking, automation and data-driven decision-making.

Core areas of expertise

Strategy & Leadership

Digital & technology strategy ยท Business transformation & operating models ยท Executive leadership & CEO partnership ยท Value creation & growth execution ยท Organizational design & scaling ยท Technology governance.

Platforms & Engineering

SaaS & platform architecture ยท Cloud & distributed systems (AWS / Azure / GCP) ยท API & integration design ยท Scalable system architecture ยท DevOps & delivery automation ยท Data platforms & real-time systems.

Transformation, Data & AI

E2E digital transformation ยท Process automation & operational excellence ยท AI & data-driven operating models ยท Product & engineering transformation ยท Compliance & risk in regulated environments ยท Cybersecurity.

Languages

French C2 ยท Native English C1 Portuguese B1 Spanish A1

Recent certifications

ISO/IEC 42001British Standards Institution ยท In progress
Microsoft AI & ML EngineeringMicrosoft ยท 2026
Microsoft Program ManagementMicrosoft ยท 2026
Google AIGoogle ยท 2026
Agentic AI and AI Agents for LeadersIBM ยท 2026
AWS Generative AI & AI Agents with Amazon BedrockAWS ยท 2026
CISSP 2024Alison ยท 2026
ISO/IEC 27000:2026 Series AmendmentsAlison ยท 2026
ISO 27001:2022 | ISMSAlison ยท 2026
Artificial Intelligence Product ManagerLatitude ยท 2026
Artificial Intelligence EvalsLatitude ยท 2026
OOS & OOT Management for Regulated IndustriesAlison ยท 2026
Diploma in Business Administration & Corporate ManagementAlison ยท 2026
HR Management and ServicesAlison ยท 2026
ITIL 4 Leader: Digital & IT StrategyPeopleCert ยท 2022

Education

Master's degree | Software Architect
V.A.E. CCI Nanterre, France ยท 2020
Master's degree | Digital Project Management
V.A.E. CCI Nanterre, France ยท 2020
Bachelor's degree | IT Management, Software Development
Lycรฉe Chevrollier, France ยท 2004
High School diploma | STI Mechanical Engineering
Lycรฉe Sadi Carnot, France ยท 2002

Let's talk

Location
France / Malta